The Second Chance Kit
$47
Already lost by default? It is not over.
A default judgment, a wage garnishment, a frozen bank account, or a lien does not always mean the case is closed. The Second Chance Kit explains, in plain English, what a judgment is, how garnishments and bank attachments work, what a court can do about a judgment entered when you were never served, and what records a debt buyer has to have to collect on one.
What is in the kit:
- The judgment and garnishment process, step by step
- What your court papers mean
- Fill in templates for the records request and the court filings explained in the kit
- A checklist to bring to the court clerk
- Built from 30 years inside collection court
Who it is for: someone a debt buyer already has a judgment against.
Not for you if your court date is tomorrow or a deadline is this week. Call your court clerk or local legal aid today.
This kit is not legal advice and we are not your lawyers. It explains the process. For advice about your case, talk to a lawyer licensed where you were sued.